Kosamattam Finance | Best Gold Loan Company in India

Our Website Uses Cookies

We Use Cookies To Enhance Your Browsing Experience And To Analyze Our Website Traffic. By Continuing To Use Our Site, You Consent To The Use Of Cookies. These Cookies Help Us Understand Your Preferences And Improve Our Services. You Can Manage Your Cookie Settings At Any Time Through Your Browser. Read More

Cookies

We use cookies to ensure you get the best experience on the website. We won’t load any cookies on your browser/ device unless you accept the cookie acceptance banner message that appears at the bottom of the site

Cookies information

When we provide services, we want to make them easy, useful and reliable. Where services are delivered on the internet, this sometimes involves placing small amounts of information on your computer, mobile phone or whatever device you are using to access the internet. This information is held in cookies. You can learn more about cookies from the GOV.UK guidance on cookies.

Cookies are used to improve services for you by, for example:

To track how many people are using the content that they are hosting
To prevent misuse of their platform
To easily connect it to any existing social account you may have set up with that platform independently of this site

Services

Corporate

Investors

Policy

Downloads

Why Choose Us

Experience financial well-being with trust, quality

RBI-Regulated NBFC. Founded 1850
Delivering Results On a Global Scale
One of the Largest Gold Loan Portfolio
Committed to our Customers
Credibility, Reliability and Trust are the Motto's

150+

Years of Trust

One of India's Oldest Regulated Financial Institutions

Kosamattam Finance traces its origins to 1850 in Kottayam, Kerala giving us 175 years of uninterrupted presence in Indian financial services. We are formally registered with the Reserve Bank of India as a Non-Banking Financial Company (RBI Reg. No. B-16.00117), operating under India's strictest financial regulatory framework.

Unlike informal lenders or fintech platforms, every loan we issue, every gram of gold we hold, and every rupee we disburse is governed by RBI's Master Directions for NBFCs. Our CIN (U65929KL1987PLC004729) and RBI registration are publicly verifiable, because transparency is not optional for us, it is regulatory.

Up to 75%

LTV per RBI Norms

From 12% p.a.

Interest Rate

9500+

Employees

20L+

Completed Services

Calculate Your Gold Loan Value

Testimonials

Hear From Our Happy Customers

Kosamattam Finance has been a reliable partner for my financial needs. Their gold loan scheme offers competitive interest rates, and the loan amount was disbursed promptly. The team is courteous and responsive to my queries

Lissy Thomas

I'm extremely satisfied with Kosamattam Finance's gold loan scheme. What impresses me most is their transparent approach in handling NPA loans, seeking prior permission from the pledger and refunding excess amount from sale proceeds, showcasing their commitment to customer-centricity.

Jiby Thomas

I am a cutomer of Kosamattam finace ltd for the last 10 Yrs . Very good relationship, prompt response , precious information and relative papers on time , Right feedback at right time because of which I normally preferred Kosamattam against other Financiers . I recommended to other customers .

K. J. Mathew

I am a customer of Ayyappankavu branch since 2013 when it was inaugurated. I was also present in the function. From onwards all branch managers are well cooperative and no complaints any one raised so far. Present manager Mr. Suresh is very good in dealing with customers. Good wishes for Kosamattam Finance.

P V Madhavan Pillai

I availed a gold loan from Kosamattam Finance, and the experience was excellent. The interest rate is attractive, and the repayment terms are flexible. The customer relationship team is proactive and keeps me updated on my loan status

Joban Joseph