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About Us

Kosamattam Finance Branches Across India

The Kosamattam name has been respected for more than 150 years for its adherence to strong values and the group has always believed in returning wealth to the society it serves. Anchored in values and strong ethics.

Founder

Let us strive to differentiate ourselves through customer-centricity, innovation, entrepreneurship, trustworthiness and values-driven operation, while balancing not only one’s interest but taking in to account the interests of our Customers, employees and civil society.

Chacko Varky

Founder

Swift support

Fairness and responding to customers

The Kosamattam name has been respected for more than 150 years for its adherence to strong values and the group has always believed in returning wealth to the society it serves. Anchored in values and strong ethics, Kosamattam Group is building businesses that will achieve growth through excellence and innovation while balancing the interests of its customers, employees and civil society. Based on the performance of all Kosamattam group companies over the years, Kosamattam brand has come to stand for not only ‘Trust’ but quality, business leadership, the highest ethical standards and respect for all its customers.

10k+

Customer Trusted Us

1000+

Branches Achived

9500+

Employees For Your Service

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Top 05 Reasons that prove Kosamattam

The best bet for your financial requirements

Fairness and responding to customers

We are planning to expand our industry –leading clarity commitment statements, eliminating hidden charges for all our loans and introducing easy to read loan agreements were just initial steps toward uploading this commitment. We will continue working to better understand what customers want and need and translate that into solutions to help them manage their financial decisions.

Lending to small and medium sized Businesses

We are planning to expand our industry –leading clarity commitment statements, eliminating hidden charges for all our loans and introducing easy to read loan agreements were just initial steps toward uploading this commitment. We will continue working to better understand what customers want and need and translate that into solutions to help them manage their financial decisions

Affordable Mortgage and Home lending

We are planning to expand our industry –leading clarity commitment statements, eliminating hidden charges for all our loans and introducing easy to read loan agreements were just initial steps toward uploading this commitment.

Regulatory Reform

We were early supporters of comprehensive regulatory reform. We support many of the steps that have been taken to better protect customers in the loan sector.

Investing in the Environment

Environmental sustainability continues to be an issue of critical importance to us and those we serve. We recognize our responsibility to take action to reduce our environmental footprint, while having an opportunity to use our business resources to enable our clients, customers and employees to reduce their own environmental impacts. A limited number of our offices run by setting off our electricity charges with those generated form our wind-mill project thus contributing to conserve the environment in what-ever ways we can. We are expanding the scope of our work to correspond with the expansion of environmental opportunities across almost all business sectors.

Top 05 Reasons that prove Kosamattam

The best bet for your financial requirements

Fairness and responding to customers

Fairness and responding to customers

We are planning to expand our industry –leading clarity commitment statements, eliminating hidden charges for all our loans and introducing easy to read loan agreements were just initial steps toward uploading this commitment. We will continue working to better understand what customers want and need and translate that into solutions to help them manage their financial decisions.

Lending to small and medium sized Businesses

Lending to small and medium sized Businesses

We are planning to expand our industry –leading clarity commitment statements, eliminating hidden charges for all our loans and introducing easy to read loan agreements were just initial steps toward uploading this commitment. We will continue working to better understand what customers want and need and translate that into solutions to help them manage their financial decisions

Affordable Mortgage and Home lending

Affordable Mortgage and Home lending

We are planning to expand our industry –leading clarity commitment statements, eliminating hidden charges for all our loans and introducing easy to read loan agreements were just initial steps toward uploading this commitment.

Regulatory Reform

Regulatory Reform

We were early supporters of comprehensive regulatory reform. We support many of the steps that have been taken to better protect customers in the loan sector.

Investing in the Environment

Investing in the Environment

Environmental sustainability continues to be an issue of critical importance to us and those we serve. We recognize our responsibility to take action to reduce our environmental footprint, while having an opportunity to use our business resources to enable our clients, customers and employees to reduce their own environmental impacts. A limited number of our offices run by setting off our electricity charges with those generated form our wind-mill project thus contributing to conserve the environment in what-ever ways we can. We are expanding the scope of our work to correspond with the expansion of environmental opportunities across almost all business sectors.

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Mission

We believe in the best outcomes

The Kosamattam name has been respected for more than 150 years for its adherence to strong values and the group has always believed in returning wealth to the society it serves. Anchored in values and strong ethics, Kosamattam Group is building businesses that will achieve growth through excellence and innovation while balancing the interests of its customers, employees and civil society. Based on the performance of all Kosamattam group companies over the years, Kosamattam brand has come to stand for not only ‘Trust’ but quality, business leadership, the highest ethical standards and respect for all its customers.

Trust

Trust

We believe that the best outcomes are achieved when people work together across the entire company. We believe great teams are built on mutual trust, shared ownership and accountability. We act as one company and believe when we work together, we best meet the full needs of our customers.

Customer is King

Customer is King

We believe in the importance of treating each customer, client and teammate as an individual and treating every moment as one that matters. We strive to go the distance to deliver, with discipline and passion. We believe in connecting with people person to person, with empathy and understanding.

Responsibility

Responsibility

We believe integrity and the disciplined management of risk form the foundation of our business. We are aware that our decisions and actions affect people’s lives every day. We believe in making decisions that are clear, fair and grounded in the principles of shared success, responsible citizenship and community building.

Power of our people

Power of our people

We strive to help our employees reach their full potential. We believe that diverse backgrounds and experiences make us stronger. We respect every individual and value our differences – in thought, style, culture, ethnicity and experience.

The Words

Chairman’s Message

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Chairman
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Mathew K Cherian

Chairman & MD

Our Purpose is clear. We are here to make the financial lives of those who do business with us better. Better by listening to our customers and clients and connecting them to the financial solutions they need. And, better by connecting across our company to deliver those solutions.

Over the past 30 years, we have strengthened our foundation and now we have record level customer base and ever increasing reach especially in rural India. We’ve narrowed our focus to concentrate on the business and services that matter most to our different type of customer – Common man, SME loans, Business loans, agricultural loans, Home loans..etc

Thank you for showing Interest in Kosamattam Finance

Our Team

Strong pillars shaping the mission

Laila Mathew

Ms. Laila Mathew

Director

Ms Laila Mathew is the whole time Director of Kosamattam finance. She has more than 27 years of experience in finance. She is s a Philanthropist and a self-made woman.

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Paul Jose Maliakal

Paul Jose Maliakal

Independent Director

Paul Jose Maliakal is an Independent Director of our Company. He is a qualified chartered accountant and a member of the Institute of Chartered Accountants of India.

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Mr. Sebastian Kurian

Mr. Sebastian Kurian

Independent Director

Mr. Sebastian Kurian holds a Bachelor of Law and Bachelor of Arts in English from University of Kerala.

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Mr. Sreenath P

Mr. Sreenath P

Company Secretary

He is also a fellow Member of the Institute of Company Secretaries of India. He has over 9 years of experience in secretarial and compliance matters.

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Kosamattam Finance

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