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Stay Informed, Stay Prepared with Instant Updates

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10 October, 2024

3 mins read

The Ultimate Guide to Personal Finance: Managing Your Money Like a Pro

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11th October, 2024

4 mins read

A Modern Approach to Gold Loan Procedures

Affordable Jewel Loan Interest: A Guide to Financial Freedom

12th October, 2024

5 mins read

Affordable Jewel Loan Interest: A Guide to Financial Freedom

Does a Gold Loan Affect Your CIBIL Score? Understanding the Impact

Does a Gold Loan Affect Your CIBIL Score? Understanding the Impact

Wondering if a gold loan affects your CIBIL score? It does—but in a good way if managed well! When considering a financial option like a gold loan, many borrowers wonder, "does gold loan affect CIBIL score?" The short answer is yes, it does. Like any other form of credit, a gold loan impacts your CIBIL score based on how you manage the loan. It’s essential to understand this relationship to maintain a healthy credit profile and avoid long-term financial setbacks.

07 June, 2025

5 mins read

Factors That Affect Gold Loan Rate Per Gram in Different Markets

Factors That Affect Gold Loan Rate Per Gram in Different Markets

Explore the key factors that affect the gold loan rate per gram—gold purity, market price, LTV ratio, and more. When considering a gold loan, one of the primary factors borrowers need to understand is the gold loan rate per gram. It determines the amount of money a borrower can get for the gold they pledge as collateral. This rate varies significantly based on various factors, such as gold quality, market conditions, and the lending policies of different gold loan companies in India. Understanding these factors is crucial for borrowers who wish to maximize the amount they can borrow.

06 June, 2025

5 mins read

Why Gold Purity Matters When Applying for a Loan

Why Gold Purity Matters When Applying for a Loan

Learn why gold purity plays a crucial role in gold loan approval and loan amount. When you're in urgent need of funds, a gold loan is one of the fastest and most reliable options available. But before you walk into a branch with your ornaments, it's crucial to understand one important factor that can make or break your loan deal gold purity. In this blog, we'll explore the importance of gold purity, how it affects the loan amount, and why understanding the gold karat value can help you get the best deal.

04 June, 2025

5 mins read

Gold Loan Eligibility Criteria Explained: Everything You Need to Know

Gold Loan Eligibility Criteria Explained: Everything You Need to Know

Learn about the gold loan renewal process and benefits. Kosamattam Finance offers flexible terms and affordable rates for hassle-free renewal. Gold loans have emerged as a popular and reliable financial solution for many borrowers. They offer quick access to cash by pledging gold as collateral, making them ideal for urgent financial needs. Once a borrower has successfully obtained a gold loan, the next crucial step is understanding how the gold loan renewal process works. This process can provide additional funds or extended repayment terms, which can be beneficial when financial needs evolve. In this blog, we will guide borrowers through the gold loan renewal process, what to expect, and the factors to consider when renewing a gold loan, including the gold loan renewal charges.

04 June, 2025

5 mins read

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Recent Blogs

Why has Kosamattam become the most secured gold loan company in Kerala?

It is very much easy and convenient to get a gold loan from Kosamattam Finance by availing the facility of the gold loan at your home.

14th October, 2024

2 mins read

Everything you need to know about gold loan

Money is a vital factor for our daily needs Money is a vital factor for our daily needs. Being a valuable asset, gold ornaments come in handy whenever we are in need of faster means of getting money. When it comes to a financial crisis, availing of a gold loan from trustworthy financial organizations is a reliable solution. Gold loans are given by lenders once we keep our ornaments as collateral for a particular period. Once the tenure is completed after repayments, our gold is returned safely back to us. Whether it be a new venture, an urgent medical expense, building homes, or any financial issues, a gold loan service can be an instant help.

19th October, 2024

7 mins read

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Filing Complaints on SCORES – Quick & Easy

I. Register on SCORES portal

II. Mandatory details for filing complaints on SCORES :

i.Name, Email, Mobile Number, PAN and Address

III. Benefits :

i. Effective communication

ii. Speedy redressal of the grievances

Website : https://scores.gov.in

Key Reasons for Kosamattam Finance's Security Leadership:

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