Gold Loan

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ATTENTION INVESTORS:

Prevent Unauthorized Transactions in your demat account . Update your Mobile Number with your Depository Participant. KYC is done through a SEBI registered intermediary. Beware of spam mails sent by fraudsters in the name of Kosamattam Finance offering loans in Indian Rupee/Foreign currencies.

WHY CHOOSE US

Experience financial well-being with trust, quality

Trusted Financial Services Brand
Delivering Results On a Global Scale
One of the Largest Gold Loan Portfolio
Committed to our Customers
Credibility, Reliability and Trust are the Motto's

150 +

Years of Trust

South India’s No. 1 Most Trusted Financial Services Brand

Kosamattam finance has been respected for more than 150 years for its adherence to strong values and loyalty towards its customers. With this expertise in the gold loan sector Kosamattam is known for trust, quality, business leadership, high ethical standards and respect for all its customers.

10k+

Customers

1000+

Branches

9500+

Employees

20L+

Completed Services

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Services We Provide

Your Financial Partner in Every Need

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Gold Loan Calculator

Calculate value for your Gold

Calculate your eligibility for a gold loan by Kosamattam Finance.

₹ Gm

Note

This is based on 22 carat gold value
Interest rates for 100% LTV scheme

Gold Loan Details

Loan Amount :

₹

Gold to be pledged (in grams)

Let Us Contact You

*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*

Apply for Your Gold Loan in Minutes!

Looking for a gold loan with competitive rates and flexible repayment options? Fill out this quick form, and our team will get in touch with you shortly. Your trust is our priority!

Loan Amount :
Gold to be pledged:

Testimonials

Hear From Our Happy Customers

Kosamattam Finance's gold loan scheme is a game-changer for me. The low interest rate and efficient process helped me meet my financial needs. The team is friendly, approachable, and provided excellent customer service throughout the loan tenure.

Rema V.

Kosamattam Finance has been a reliable partner for my financial needs. Their gold loan scheme offers competitive interest rates, and the loan amount was disbursed promptly. The team is courteous and responsive to my queries

Lissy Thomas

I'm extremely satisfied with Kosamattam Finance's gold loan scheme. What impresses me most is their transparent approach in handling NPA loans, seeking prior permission from the pledger and refunding excess amount from sale proceeds, showcasing their commitment to customer-centricity.

Jiby Thomas

I am a customer of Kosamattam Finance Ltd from 2008 onwards at the earliest branch Kozhikode . At present I have good relationship with Ayyappankavu branch and present manager . Very good customer service and prompt response on time . I am very satisfied with their service . Wish you all the best .

Jayasree G

I am a cutomer of Kosamattam finace ltd for the last 10 Yrs . Very good relationship, prompt response , precious information and relative papers on time , Right feedback at right time because of which I normally preferred Kosamattam against other Financiers . I recommended to other customers .

K. J. Mathew

I am a customer of Ayyappankavu branch since 2013 when it was inaugurated. I was also present in the function. From onwards all branch managers are well cooperative and no complaints any one raised so far. Present manager Mr. Suresh is very good in dealing with customers. Good wishes for Kosamattam Finance.

P V MADHAVAN PILLAI

I am a customer of Kosamattam Finance for the last 12 Years . I am very satisfied with their service . They are keeping good customer relationship with me through quick response , right feedback at right time and good finance advisor . So I prefer and recommend Kosamattam finance to others . Thank You

KUMARI K S

I availed a gold loan from Kosamattam Finance, and the experience was excellent. The interest rate is attractive, and the repayment terms are flexible. The customer relationship team is proactive and keeps me updated on my loan status

Joban Joseph

Mobile App

Kosamattam Finko manage your Gold Loans

App Downloads

50K+

Customer Reviews

100+

Kosamattam Finance, India’s largest gold loan company, offers a brand new mobile app Kosamattam FinKo through which our customers can get an awesome experience of accessing Kosamattom services being provided at their fingertips.

Download Now ON:

News & Media

From Our News & Blogs

News
Blogs
Media
CSR

ARTICLE FROM MALAYALA MANORAMA

Offering loans against gold has become popular in the recent years due to ease of process,.. lesser documentation, rapid availability of funding, and a variety of repayment options.

03 Oct, 2024

3 min Read

The Ultimate Guide to Personal Finance: Managing Your Money Like a Pro

10 Oct, 2024

3 mins read

The Ultimate Guide to Personal Finance: Managing Your Money Like a Pro

11 Oct, 2024

4 mins read

A Modern Approach to Gold Loan Procedures

Affordable Jewel Loan Interest: A Guide to Financial Freedom

12 Oct, 2024

5 mins read

Affordable Jewel Loan Interest: A Guide to Financial Freedom

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FAQ

We’ve got you covered

What services does Kosamattam Finance offer?

As part of our core business, we provide business loans secured by gold jewellery or gold loans. We primarily cater to individuals who possess gold jewellery but cannot access formal credit within a reasonable time, or for whom credit may not be available at all. We help our customers meet unanticipated or other short-term liquidity requirements.

Why should I choose The Kosamattam Group?

Kosamattam finance has been respected for more than 150 years for its adherence to strong values and loyalty towards its customers. As part of our core business, we provide business loans secured by gold jewelry or gold loans. We primarily cater to individuals who possess gold jewelry but cannot access formal credit within a reasonable time, or for whom credit may not be available at all. We help our customers meet unanticipated or other short-term liquidity requirements.

Finko App

FinKo is opening a gateway to apply and manage gold loans with the support of a highly secured payment gateway. Through FinKo's intuitive design with the power of multi-language support, we ensure a sublime user experience.

What Makes Our Gold Loan Unique?

We provide gold loans to people from various strata of life including small business men, entrepreneurs, farmers and retailers with attractive interest rates, hassle free documentation and instant cash.Our hassle free documentation makes us a prominent player among our contenders.

What are the features for Money Transfer

Fast, Easy and Safe Money Transfer.
Minimal formalities.
Receive money within 10 minutes
No service charges levied.
RBI Certified.

Our Branches

Kosamattam Finance BRANCHES ACROSS INDIA

HEAD OFFICE

KOSAMATTAM FINANCE LTD.

FLOOR NUMBER 4TH & 5TH, KOSAMATTAM CITY CENTRE, T.B ROAD, KOTTAYAM, KERALA-686001 CIN: U65929KL1987PLC004729

Locate Us On :

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Near By Branches

Edappally - Pukkattupady Rd

28PM+5MV, Edappally - Pukkattupady Rd, Judgemukku, Thrikkakara, Edappally, Ernakulam, Kochi, Kerala 682021

+91 9496000339 Locate Us

Vyttila - Sahodaran Ayyappan Rd

Metro Pillar 852, 2nd Floor, Elengical Building, Sahodaran Ayyappan Rd, next to Chandra Towers, Vyttila, Ernakulam,

+91 9496000339 Locate Us

Thammanam - Jubilee Rd

1st Floor, Building No. 31/2302C, Sreenivas, Jubilee Rd, DD Village, Thammanam, Kochi, Ernakulam, Kerala 682032

+91 9496000339 Locate Us

Pallimukku - Mahatma Gandhi Rd

X78P+XCQ, Mahatma Gandhi Rd, Jos Junction, Pallimukku, Kochi, Ernakulam, Kerala 682030

+91 9496000339 Locate Us

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Key Reasons for Kosamattam Finance's Security Leadership:

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Nodal Officers

Corporate Social Responsibility

Our Directors

Composition of Committees

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Code of Independent Directors

Greveience Redressal Policay

Vigile Mechanism

Code of Conduct

Privacy Statement

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Experience financial well-being with trust, quality

150 +

South India’s No. 1 Most Trusted Financial Services Brand

10k+

1000+

9500+