Access to Staffko Mobile application will be provided only on accepting the Terms & Conditions. Once accepted the Customer/User is bound by these Terms & Conditions.

Any discrepancy in the online account should be immediately brought to the notice of Kosamattam Finance Limited either by E-mail to it@kosamattam.com or by calling our customer care numbers provided on www.kosamattam.com or through a complaint letter at the nearest branch.

Reasonable use of available technology will be made to ensure security and to prevent unauthorized access.

Online/Mobile facilities can be accessed from anywhere any time provided internet/data the connection is available with reasonable coverage/speed to access data.

Kosamattam Finance Limited reserves the right to change/modify the services offered or the Terms of Service on Staffko mobile App at its discretion at any time without any notice. Notification to that effect will be updated on Staffko mobile App for the customer.

Maintenance & up-gradation of software/OS/hardware etc., used by the customer will be the whole & sole responsibility of the customer alone and Kosamattam Finance Limited will have no obligation whatsoever to support them in any manner. However, an update from time to time may be provided to the customer regarding mobile OS, browsers, which are required for using the Satffko mobile App.

Kosamattam Finance Limited, at its sole discretion, shall have the liberty to modify/amend/withdraw the services of the Finko mobile app without any prior intimation to the customers.

Maintaining the secrecy of the user credentials of the customer regarding Username and Password, registered on Staffko mobile app is the whole and sole responsibility of the customer. Kosamattam Finance Limited presumes that any login on Staffko mobile app using a valid Username and Password is a valid the session initiated by none other than the customer and will be binding on the customer.

Any intimations/notices sent by Kosamattam Finance Limited to the registered mobile number or Email ID shall be deemed to have been received by the customer even in the absence of any acknowledgment from the customer.

This privacy policy is to provide information to you, our client, on how your data is gathered and used within our practice, and the circumstances in which we may share it with third parties. We use your Personal Information only for furnishing and improving the App. By using the Finko Mobile app, you according to the collection and use of data following this policy.

Any of the information we collect from you may be used to personalize your experience (your information helps us to better respond to your individual needs)

To improve our website/App (we continually strive to improve our website/App offerings based on the information and feedback we receive from you)

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website/App, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our app policies, or protect our or others' rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

We implement a variety of security measures to maintain the safety of your personal information when you enter, submit or access your personal information.

This Privacy Policy is effective as of 2024 and will remain in effect except for any changes in its provisions in the future, which will be in effect immediately after being posted on this App. We set aside the right to update or modify our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this app will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us or by placing a prominent notice on our App.

If you have any questions about this Privacy Policy, please contact info@kosamattam.com / +91 9496000339 for clarifications.